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Budget planning

This is a very important step as it gives you the clarity on the finances you can arrange and also sketches the limit you can stretch yourself to. If you also look out for right opportunity to take loan you might actually get at a better rate of interest.

Location

Home buying whether for investment or for settling down, location is something that must be of prime concern. Does it come under Municipal Corporation; which are the main centres within 5 km radius; are the schools, hospital, office and grocery store nearby; how far is the Airport, Train station, Bus Station; what is the rate of appreciation in this area etc. The answer to all these along with your budget would give a fair idea of which would be the right location for you.

Choosing affordable property

Properties that are up for foreclosure; still under construction; have been on market for a while; etc. are all a sure way to get the most affordable houses

Choosing the right builder

Check for the earlier projects that the builder has delivered; what has the market got to say about it; what are the pros and cons of going with the chosen builder; the quality of their delivery etc.

Documentation and expert advice

Once you zero in on a property you run it through financial and legal experts to make sure that your decision was right. They would also look into any fine prints, if any, and guide you to take the right decision.